Advantage First Insurance Services Logo

Large Group
Fully and Self Insured
• Medical
• Dental and Vision
• Life and Disability
• International Coverage
Call (949) 215-5226 or email for a quote.
We have some of the best workers compensation rates, including our own risk management.

Call (949) 215-5226 or email for a quote.
• Medical
• Dental & Vision
• 401K

Call (949) 215-5226 or e-mail for a quote.
• Life
• Disability
• Buy/Sell, Life
• Annuities

Call (949) 215-5226 or e-mail for a quote.
• Commercial Liability & Property
• EPLI - Employment Practices
   Liability Insurance
• Errors & Omissions
• Professorial Liability

Call (949) 215-5226 or e-mail for a quote.

Advantage Quotes

The Life Advantage

Protecting Your Family Can Be One of Your Best Investments.

By preparing in advance for the unexpected, you'll have the peace of mind that comes from knowing you're protecting your family's financial future. And, since Life insurance benefits are generally not taxable at the federal level, your loved ones can use your Life insurance benefits to help take care of their living expenses in a variety of ways.

Protecting Your Business.

If you're a business owner, or have business partners, it's important to prepare for unexpected circumstances. Farmers Insurance offers several Life insurance products that are designed to help you, as a business owner, make things easier for your heirs. These products help them to pay estate taxes and sustain the business during a change in management. They also provide them with funds to execute a buy-sell agreement between partners or stockholders.

There are two types of life insurance:

  • Term life insurance offers simple, affordable coverage for a set time period, typically 10 to 30 years.
  • Permanent life insurance offers coverage for your lifetime, with the potential to build equity in the form of cash value and other options, for greater flexibility.

Many people find that a combination of both types of Life insurance helps them meet both immediate needs and long-term goals.

MetLife offers term life insurance policies, plus several types of permanent life insurance policies to meet your needs:

  • Term Life Insurance Affordable, simplified insurance for a set period of time.
  • Whole Life Insurance Permanent insurance with fixed premiums, a guaranteed death benefit, and cash value growth.
  • Universal Life Insurance Permanent insurance with the flexibility to change payments, premiums and death benefit options.
  • Variable Universal Life Insurance Permanent insurance with the flexibility to change payments, premiums and death benefits.
       This insurance also allows you the option to take investment risks in return for a potentially higher cash value.
  • Survivorship Life Insurance Permanent insurance for two people, which provides a benefit to beneficiaries after the second person passes away.

Discover the Life Advantage for yourself!

Email an AFI representative today to find out more about Life insurance options available to you, or your company team members. Click here to discover your Life Advantage and have a Request for Proposal sent to you. We look forward to hearing from you soon.


Phone: 949-215-5226 | License # OF30770